The Only Public Health Insurance Scheme in India implemented today


The long wait is finally over. The state’s Health Insurance scheme ‘Deen Daya Swasthya Seva Yojana’(DDSSY) was finally launched today.

Goa is the first in country to provide health insurance cover to its entire population. The scheme which was supposed to be implemented on August 15 has received applications from 1.10 lakh families seeking health cards, of which only 50,000 cards were ready. Which prompted the government to reschedule the formal launch.

Nearly 3.50 lakh families will be covered under the scheme. Deputy Chief Minister and Minister for Health Francis D’Souza said, “Commissioning of the DDSSY had to be postponed as the cards to be issued to users are not ready in required numbers.”

The scheme was implemented by M/s United India Insurance Co. Ltd. at a premium price of Rs. 3206 per family for next five years. DDSSY Cashless Hospitalization covers up to Rs 2.50 lakhs for 3 family members or less. And Rs. 4 lakh for a family of 4 or more members.

The scheme covers mental illness, ayurvedic treatment and long-term medication for chronic lifestyle diseases such as hypertension and diabetes among 447 aliments. One can avail treatment at any listed private hospitals in Goa as well as outside the State. Till date, the government has listed around 24 private hospitals mentioned on their website.